Secure data exchange your examiners can verify
Banks, insurers, and financial institutions exchange sensitive data with counterparties, regulators, and service providers every day. MnemoShare replaces credential-based file transfer with identity-bound, ephemeral exchange.
Designed for organizations operating under SOC 2, PCI DSS, NIST CSF, GLBA, and SEC/FINRA requirements.
Type II
Payment Card
Cybersecurity
Financial Privacy
InfoSec
The credential problem in financial services
Financial institutions exchange customer records, transaction data, regulatory filings, and audit evidence with dozens of counterparties. Most still rely on SFTP keys and service accounts that never expire.
Credential Sprawl
SSH keys, service accounts, and API tokens proliferate across trading partners, vendors, and internal teams. Nobody knows who has access to what — until a breach.
Audit Gaps
SFTP logs show file names and timestamps — not who accessed data, why, or whether they were authorized. Examiners and auditors need more than server logs.
Regulatory Pressure
OCC, FDIC, SEC, and state regulators are tightening expectations around third-party risk management, access controls, and data governance. Legacy file transfer doesn't meet modern requirements.
Identity-first data exchange
MnemoShare eliminates static credentials and produces evidence-grade audit trails for every exchange.
Ephemeral Credentials
Short-lived JWTs replace permanent SSH keys. Credentials expire automatically — there is nothing to rotate, revoke, or forget about. No standing access to sensitive data.
- Eliminates key sprawl across counterparties
- No credential rotation burden
- Automatic expiration — no orphaned accounts
Evidence-Grade Audit Trail
Every access decision, file transfer, and administrative action produces a structured audit event. Export to customer-managed WORM storage for tamper-evident retention.
- SIEM integration (Splunk, Datadog, etc.)
- Immutable, append-only audit export
- Ready for examiner review
Customer-Controlled Encryption
AES-256-GCM encryption with per-file keys. Your organization controls the encryption keys at all tiers — not the cloud provider, and not MnemoShare.
- Application-layer encryption (not just TDE)
- TLS 1.3 in transit
- SHA-256 integrity verification
Deploy Your Way
Self-hosted on your infrastructure for maximum control, or managed SaaS with dedicated instances. No shared tenancy — your data is isolated at every layer.
- Kubernetes-native deployment
- Per-organization storage isolation
- No vendor access to customer data
Financial services use cases
Regulatory Filings & Examinations
Share call reports, exam responses, and supporting documentation with regulators — with complete chain of custody and tamper-evident audit trail.
OCC, FDIC, SEC, FINRA, state regulators
Third-Party Risk Management
Exchange SOC reports, security questionnaires, and due diligence materials with vendors and counterparties — with identity verification and access logging.
Vendor onboarding, ongoing monitoring, audits
Client Document Exchange
Securely share account statements, tax documents, loan packages, and KYC materials with clients — with dynamic questionnaires to verify recipient identity.
Wealth management, lending, insurance
Interbank & Settlement Files
Transaction files, settlement records, and reconciliation data exchanged between institutions — with encryption and complete access audit for every file.
ACH, wire transfers, correspondent banking
Ready to modernize your data exchange?
See how MnemoShare helps financial institutions meet regulatory expectations with identity-bound access and evidence-grade audit trails.